S. Lestari, M. Muksalmina, B. Baiti, S. Hayati Hasan, and S. R. J. SI, “Analysis of Financial Education, Risk Management, and Accessibility of Technology-Based Loans on Improving Village Economic Resilience”, Grimsa J. Bus. Econ. Stud., vol. 3, no. 1, pp. 45–56, Jan. 2026.